Banks Say No.
We Say Yes.
Stop getting rejected. HighRiskPro specializes in approving businesses that traditional processors won't touch. Get your merchant account in 24 hours with the industry's highest approval rate.
Tired of Getting Rejected?
- Banks won't approve your business
- PayPal/Stripe shut you down
- Excessive chargebacks hurt you
- "High-risk" label follows you
- Held funds & frozen accounts
HighRiskPro Has Your Back
- 98% approval rate - we say yes
- Stable, long-term accounts
- Chargeback protection built-in
- High-risk specialists since 2010
- No surprise holds or freezes
Everything You Need to Accept Payments
Complete payment infrastructure designed for high-risk businesses
Merchant Accounts
Dedicated high-risk merchant accounts with competitive rates and no hidden fees. Accept all major credit cards.
- Visa, Mastercard, Amex, Discover
- Same-day or next-day funding
- No long-term contracts required
Payment Gateway
Secure online payment gateway with advanced fraud protection. Integrates with all major shopping carts.
- 256-bit SSL encryption
- Real-time fraud detection
- 100+ platform integrations
Chargeback Protection
Industry-leading chargeback prevention and management. Reduce disputes by up to 50%.
- Real-time alerts & prevention
- Dispute management dashboard
- Expert representment team
Mobile & POS
Accept payments anywhere with mobile card readers and modern POS systems.
- Tap, dip, and swipe
- iOS & Android apps
- Virtual terminal included
Recurring Billing
Automated subscription management for membership and SaaS businesses.
- Flexible billing cycles
- Auto-retry failed payments
- Customer self-service portal
ACH & eCheck
Lower fees with direct bank payments. Perfect for high-ticket transactions.
- Same-day ACH available
- Lower processing fees
- Recurring ACH support
50+ High-Risk Industries. One Solution.
We specialize in industries that other processors reject. If you've been turned down, we can help.
Don't see your industry? We likely support it.
Check Your IndustryThe High-Risk Specialists Others Can't Match
Since 2010, we've been the go-to partner for businesses that need more than a standard processor. Here's why 10,000+ merchants trust us.
24-Hour Approvals
Our automated underwriting gets you approved fast. Most merchants are processing within 24 hours.
98% Approval Rate
The highest in the industry. We have banking relationships that approve what others won't.
Dedicated Account Manager
A real human who knows your industry. Not a call center—a partner invested in your success.
No Surprise Holds
Transparent terms from day one. No sudden freezes, no held funds, no nasty surprises.
By The Numbers
Get Approved in 3 Simple Steps
Our streamlined process gets you processing payments faster than anyone
Apply Online
Fill out our simple 5-minute application. No paperwork, no hassle. Just basic business info.
Fast Underwriting
Our team reviews your application and matches you with the best banking partner. Most approvals in 24 hours.
Start Processing
Once approved, integrate our gateway and start accepting payments immediately. Same-day funding available.
Works With Your Favorite Platforms
Seamless integration with 100+ shopping carts, gateways, and business tools
Shopping Carts
Payment Gateways
CRM & Tools
Trusted by 10,000+ Merchants
Don't just take our word for it—hear from businesses like yours
"After getting rejected by 5 different processors, HighRiskPro approved us in 18 hours. They actually understand CBD businesses. Best decision we made."
"Our chargeback rate dropped 40% after switching to HighRiskPro. Their fraud tools actually work. Plus, our dedicated account manager responds within minutes."
"PayPal froze $50K of our funds without warning. HighRiskPro has been rock solid for 3 years now. No freezes, no surprises. They're the real deal."
Frequently Asked Questions
Everything you need to know about high-risk payment processing
A high-risk merchant account is a specialized payment processing account for businesses in industries that traditional banks consider risky due to higher chargeback rates, regulatory concerns, or reputational factors. Industries like CBD, firearms, adult, travel, and nutraceuticals typically require high-risk accounts. HighRiskPro specializes in getting these businesses approved.
Most merchants are approved within 24 hours. Some complex applications may take 2-3 business days. Once approved, you can start processing immediately. We have the fastest approval times in the high-risk industry.
We maintain a 98% approval rate—the highest in the industry. Our relationships with 25+ banking partners allow us to find solutions for businesses that have been rejected elsewhere. If you've been turned down, we can likely help.
Rates vary by industry and risk profile, typically ranging from 2.5% to 5.5% + per-transaction fees. We're transparent about pricing—no hidden fees, no surprise charges. Your dedicated account manager will provide a custom quote based on your specific business.
We offer flexible terms. While some banking partners require agreements, we work to find solutions that match your needs. Many merchants operate on month-to-month terms. No early termination fees on most accounts.
We include industry-leading chargeback protection tools at no extra cost. Our system provides real-time alerts, automated prevention, and expert dispute management. On average, our merchants see a 40% reduction in chargebacks.
Ready to Get Approved?
Fill out our quick application and get approved in as little as 24 hours. No obligation, no credit impact.
If we can't approve you, we'll tell you exactly why and recommend alternatives. No runaround.
Stop Getting Rejected. Start Processing Today.
Join 10,000+ high-risk merchants who trust HighRiskPro